Fighting for Property Owners in Insurance Disputes.

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First-Party Property Insurance Claims Attorneys

Property owners in Florida pay very high premiums for property insurance. In exchange, when there is a loss, they rightfully expect their insurer to pay the claim. Sadly, that is often not the case. Through delay and denial, insurance carriers frequently tilt the odds in their favor, taking advantage of property owners at the height of their distress.

Our insurance lawyers at Grossman Roth Yaffa Cohen even those odds. We have significant experience in property claims stemming from all sorts of casualties, as well as the business interruption or loss of income claims that often accompany them. We have resolved property claims against Lloyds of London, Citizens, Indian Harbor, Clarendon and others, and in the process recovered millions of dollars for our clients.

Grossman Roth Yaffa Cohen stands ready to help. Contact our experienced team today to schedule a free consultation.

Common Types of Property Insurance Claims

Unlike a third-party insurance claim, where property owners are either being sued or suing someone else, a first-party property insurance claim involves damage to your own property.

When disaster strikes, you may be dealing with significant costs, from the actual clean-up and restoration to paying for rent and overhead while your property is restored. As property insurance claims attorneys, we can represent your interests with the insurer and negotiate for a fair settlement to cover these costs.

Our team can help property owners with the following types of claims: 

  • Smoke and fire damage
  • Wind, water, and hurricane damage
  • Vandalism and theft
  • Business interruption claims
  • Mold damage

Having an attorney on your side to negotiate with an insurer can have a significant impact on the outcome of your claim. Insurance companies often make unfairly small offers hoping property owners will accept a lower settlement, making it difficult to hold them accountable and get the full compensation to which you are entitled.

At Grossman Roth Yaffa Cohen, we’re here to advocate for you. Bringing over 200 years of experience in a range of multi-disciplinary practice areas, we have helped many property owners pursue first-party property insurance claims.

How Are First Party Insurance Claims and Third-Party Insurance Claims Different?

First-party insurance claims involve the policyholder directly filing a claim with their own insurance company. The policyholder is the first party, the insurance company is the second party, and any benefits or compensation are paid directly to the policyholder. Examples include claims for damage to your own property, medical expenses covered by your health insurance, or coverage for your own injuries in an auto accident under your own auto insurance policy.

On the other hand, third-party insurance claims involve someone other than the policyholder filing a claim against the policyholder's insurance policy. In this case, the policyholder is the first party, the insurance company is the second party, and the individual or entity making a claim against the policyholder is the third party. Examples include claims made by someone injured in an auto accident caused by the policyholder or claims for property damage caused by the policyholder's actions.

Examples of First Party Insurance Claims

An example of a first-party insurance claim is when a homeowner files a claim with their own insurance company to cover the cost of repairing damage to their property caused by a covered peril, such as a fire, storm, or burglary. In this scenario, the homeowner is the policyholder (first party), and they are seeking compensation directly from their own insurance company (second party) for the damages incurred.

Why Choose GRYC?

TEAM APPROACH

Every GRYC case is handled by a team of lawyers supported by in-house investigators and legal professionals with extensive experience in the medical, law enforcement, and insurance sectors.

WINNING RESULTS

We have recovered over $1 billion in settlements and compensation for our clients, fighting for full and fair compensation for medical expenses, lost wages, physical suffering, and emotional trauma.

CHANGING THE LAW

We fight to change the laws and policies that hurt our clients to protect other innocent people from harm.

NO UPFRONT FEES

We take all cases on a contingency basis, which means that we pay all fees upfront, and only get paid if we win.

We fight every day to bring justice and truth back into the lives of unheard victims. We use our passion to improve the lives of our clients and our communities. GRYC is a force for justice, focused on you.

There are no upfront legal fees.

To speak to someone on of our highly skilled team, fill out the form below, or call 866-629-1061 for a free case review.

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GRYC has been a voice for injured victims in the South Florida area since 1988. Together, we will be heard. Together, we can make change happen.