A recorded statement is used by insurance companies and law enforcement following an accident or crash. Sometimes referred to as a post-collision statement, it is essentially an audio or video recording of the individuals involved in the accident. The purpose of this type of statement is to document the events that took place at the time of the incident from each of the parties involved.
Additionally, it may be used later on during litigation proceedings to determine fault and establish liability. Taking a recorded statement can help establish details that could have been forgotten by those involved due to stress or trauma associated with such an incident, so they are an essential tool for establishing an accurate narrative regarding any crash.
Why Do Insurance Adjusters Ask for a Recorded Statement After a Crash?
Insurance adjusters often ask drivers who are involved in a car crash to provide a recorded statement. The primary reason for this is that by documenting the details of the event, as told by each person directly involved, insurance companies can create an accurate timeline for the accident and gain a better understanding of which driver potentially holds liability.
This statement can help insurance adjusters make an informed decision not only on the fault but also on any appropriate compensation for those affected by the accident. By gathering these details at the earliest stage possible, insurance companies can ensure they provide fast and fair solutions to those affected.
Should You Provide a Recorded Statement Without a Lawyer?
Although providing a recorded statement without the presence of an attorney may seem like an easier, faster option in the immediate current situation, it is important to be aware of all of the potential ramifications that come with it. Recording a statement without legal representation comes with considerable risk and could potentially put you at a disadvantage in any legal proceedings down the line.
Before giving any information, it is important to consider whether anything you say could be used against you later on if litigation occurs. If there is any potential concern, it is always best to seek out qualified legal advice first.